United Educational Credit Union

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United Educational Credit Union logo
Routing Number
Main Phone Number
(269) 965-7281
Main Office Address
115 Riverside Dr
Battle Creek, MI 49015
Main Office Hours
Tuesday Hours: 9:00 AM - 5:00 PM

United Educational Credit Union was chartered on 01/01/1936. Headquartered in Battle Creek, MI, it has assets in the amount of $117,272,707. Its 14,312 members are served from 3 branch locations. Deposits in United Educational Credit Union are insured by the NCUA.

Membership is open to individuals who live, work, worship or attend school in the counties of Barry, Branch, Calhoun, Eaton, Hillsdale, Ingham, Jackson, Kalamazoo and St. Joseph, Michigan.

Also eligible are:

Persons who are employees or members of employer groups located within 25 miles of our branch offices in Coldwater and Albion;

Any person over the age of 55 who receives a retirement annuity, pension, social security, or similar retirement payment from private or government sources, and lives in, or belongs to a retirement organization located in the county, or in a county contiguous to Calhoun County;

Organizations, incorporated or otherwise, composed for the most part of the same general group making up the membership outlined above.
Edit Info
Charter Number
Chartered On
Jan. 1, 1936
Number of Members
Frances K Godfrey
Credit Union Type
Federally Insured State-Chartered Credit Union
Field of Membership
Non-Federal Credit Union
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
Electronic Services
  • Account Aggregation
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Member Application
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • New Share Account
  • External Account Transfers
Credit Union Programs
  • Mortgage Processing
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • No surcharge ATMs
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
  • Share Certificates with low minimum balance requirement
  • Individual Development Accounts
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Bilingual Services
  • No Cost Tax Preparation Services
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • Financial Literacy Workshops
  • First Time Homebuyer Program
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Participation Loans
  • Credit Builder
  • Interest Only or Pymt Option
  • Direct Financing Leases

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Branches in: Michigan


Albion Branch
200 W Cass St, Albion, MI 49224
Tuesday Hours: 9:00 AM - 5:00 PM
Battle Creek
Battle Creek Main
Main Office Location
115 Riverside Dr, Battle Creek, MI 49015
Tuesday Hours: 9:00 AM - 5:00 PM
Coldwater Branch
415 N Willowbrook Rd, Coldwater, MI 49036
Tuesday Hours: 9:00 AM - 5:00 PM