Hudson Heritage Federal Credit Union

Average Rating
based on 1 review
Main Phone Number
(845) 561-5607
Main Office Address
25 Rykowski Ln
Middletown, NY 10941-4019
Main Office Hours
Sunday Hours: Closed

Hudson Heritage Federal Credit Union was chartered on 06/22/1940. Headquartered in Middletown, NY, it has assets in the amount of $309,760,764. Its 32,500 members are served from 13 branch locations. Deposits in Hudson Heritage Federal Credit Union are insured by the NCUA.

Persons who live, work, worship, volunteer, or attend school in, and businesses and other legal entities located in Orange, Dutchess, or Ulster Counties, New York and their families.
Edit Info
Charter Number
Chartered On
June 22, 1940
Number of Members
Michael Ciriello
Credit Union Type
Federal Credit Union
Field of Membership
Community credit unions
Low-Income Designation
Member of FHLB
NCUA Insured Credit Union
Access to Electronic Services
  • Home Banking via Internet Website
  • Automatic Teller Machine (ATM)
  • Mobile Banking
  • Audio Response/Phone Based
  • Kiosk
Electronic Services
  • Account Aggregation
  • Account Balance Inquiry
  • e-Statements
  • Share Account Transfers
  • Download Account History
  • View Account History
  • Bill Payment
  • Share Draft Orders
  • New Loan
  • Loan Payments
  • External Account Transfers
  • Mobile Payments
Credit Union Programs
  • Mortgage Processing
  • Approved Mortgage Seller
  • Deposits and Shares Meeting
  • Brokered Certificates of Deposit
Services & Products - Transactional
  • ATM/Debit Card Program
  • Money orders
  • Check Cashing
Services & Products - Depository
  • No Cost Share Drafts
  • Business Share Accounts
Services & Products - Other
  • Insurance/Investment Sales
  • No Cost Bill Payer
  • Student Scholarship
Services & Products - Financial Education
  • Financial Counseling
  • Financial Education
  • First Time Homebuyer Program
Services & Products - Credit
  • Overdraft Protection/ Courtesy Pay
  • Risk Based Loans
  • Business Loans
  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Real Estate Loans
  • Share Secured Credit Cards
  • Participation Loans
  • Credit Builder
Share your experience: Write a Review

  • Posted by:
  • Date: Apr 22, 2016

Highly dissatisfied with this credit union. Even as a credit union member in good standing with a current auto loan, it has been impossible to reach the President/CEO, Michael Ciriello. Repeated calls to the President/CEO have not been returned. Calls to speak to him are directed to his vacationing secretary's voicemail without any mention that his secretary is on vacation. The President claims in his Spring 2016 President's Message that Hudson Heritage is focused on "personal" banking and understanding the importance of their members. My experience with this credit union has been completely impersonal. Mr. Ciriello says in his message that people are "just numbers" at commercial banks. My message to all of you reading this review is members at this credit union are "just numbers" too. After never missing an auto loan payment with this credit union, they now claim that my debt-to-income ratio "NUMBERS" makes me ineligible to borrow a small amount of money to help pay for my daughter's Sweet 16 Celebration. Based on the "NUMBERS," the credit union's underwriter's somehow think I can not afford to pay them back an additional $80 per month, so they denied my personal loan request. So much for catering their business to fit my needs, as the President/CEO claims in his message...Looks and sounds like it's the other way around...


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Branches in: New York

New York

Goshen - 117 Grand St
117 Grand St, Goshen, NY 10924-1804
Sunday Hours: Closed
Harriman - 95 Maher Ln
95 Maher Ln, Harriman, NY 10926-3037
Sunday Hours: Closed
Main Office
Main Office Location
25 Rykowski Ln, Middletown, NY 10941-4019
Sunday Hours: Closed
Middletown - 357 E Main St
357 E Main St, Middletown, NY 10940-3424
Sunday Hours: Closed
Middletown - 161 Dolson Ave # 5
161 Dolson Ave # 5, Middletown, NY 10940-6538
Sunday Hours: Closed
Montgomery - 17 Walnut St
17 Walnut St, Montgomery, NY 12549-2231
Sunday Hours: Closed
New Paltz
New Paltz - 243 Main St Ste 160
243 Main St Ste 160, New Paltz, NY 12561-1355
Sunday Hours: Closed
New Paltz - 1 Hawk Dr Bldg Sunyadminstration
1 Hawk Dr Bldg Suny Adminstration, New Paltz, NY 12561-2447
Sunday Hours: Closed
Newburgh - 2 Corwin Ct
2 Corwin Ct, Newburgh, NY 12550-5107
Sunday Hours: Closed
Walmart #2104
1201 Route 300, Newburgh, NY 12550
Sunday Hours: 11:00 AM - 4:00 PM
Pine Bush
Pine Bush - 89 Boniface Dr
89 Boniface Dr, Pine Bush, NY 12566
Sunday Hours: Closed
Port Jervis
Port Jervis - 17 Sussex St
17 Sussex St, Port Jervis, NY 12771
Sunday Hours: Closed
Washingtonville - 131 E Main St
131 E Main St, Washingtonville, NY 10992-1724
Sunday Hours: Closed